I described how the taxes are frustrating here - you never know quite how much a product is until you get to the checkout. This also means that you can almost never have the right amount of money ready. It's just "That'll be $9.32, now".
The coins are all round and similar sizes, and come in 25c, 10c, 5c, and 1c denominations. I wouldn't be able to manage at all without my cheat sheet. But still getting the exact value quickly is hard; you end up accumulating change instead (remember, you've just finished checking out when you find the final price). So my tips for 'change management' in Canada are:
- Avoid the pennies (1 cent). If there is a tip jar, leave them there. If there is a charity box, leave them there. Australia phased out the 1c and 2c coin years ago, and now I know why. Keep as few of them as you can. Sometimes they're useful, but most times they're not.
- Do not try to make exact change. Just try to lessen the amount of change you will receive. You will rarely make exact change in time.
- Favour shops that include taxes. They tend to have round prices too, like $3.25 rather than $3.19.
But taking an example price of $9.32, what should you pay?
- To be accurate you need a $5, two twoonies, a quarter, a pence, and two pennies. Don't do that.
- If you give $10 you will get 2 quarters, a dime, a pence and 3 pennies. Don't do that either.
- Give $10, a quarter and a dime and you will get a dollar and 3 pennies. Leave the pennies. Take the dollar.
For interests sake, if you were charged $9.32 in Australia, and paid $10, you would get 50c and 20c in change. :)